APAC Housing Finance is delighted to offer customers, refinancing options to save them costs and provide them with additional loan proceeds!

Purpose of Loans

  • Transfer your outstanding Home Loan availed from another Bank/Financial Institution and get an additional Top Up Loan.
  • If your loan does not meet these criteria, please click here to explore our other product categories

Product Features


Up to 20 Years


Equated Monthly Instalments (EMI) through Automated Clearing House (ACH).

Interest Rate RPLR 18.50%
Interest Rate Discount to RPLR
Balance Transfer Up to 23% 6.5% - 3.5%
Top-Up Up to 23% 5.0 - 2.0%
Processing Fee
Mortgage Origination Fee ₨ 5,000 plus applicable taxes and/or other statutory levies. This is a one time non-refundable fee, and is collected for the purpose of appraising the application for the Loan, and is independent of the outcome/result of such appraisal. This amount is payable at the time of submitting the application form.
Processing Fee Up to 3% of Loan Amount plus applicable taxes and/or other statutory levies.

Maximum Loan Amount

Loan Amount

5 Lakhs to 35 Lakhs

Maximum Funding*

80% of Market Value of the Property or Loan Outstanding, whichever is lower

*Subject to Market Value of the property and repayment capacity of the customer, as assessed by APAC Housing Finance